/* =============================================================
   MINICK STUDIO - Partner / Affiliate Program
   Built on the Minick brand system (Nunito + DM Sans, 4-color stripe)
   No em dashes anywhere by design.
   ============================================================= */

*{margin:0;padding:0;box-sizing:border-box;}
:root{
  --nav-h:62px;
  --bg:#0a0a0a;--bg2:#0d0d0d;--bg3:#141414;--bg4:#1a1a1a;
  --light:#f5f2ed;--light2:#edeae4;--light3:#e4e0d8;
  --w:#f0ede8;
  --gray:#888880;--gray2:#555550;
  --ink:#111110;--ink2:#333330;--ink3:#555550;--ink4:#777770;
  --cyan:#00e5ff;--red:#ff3b30;--green:#34c759;--yellow:#ffd60a;
  /* togglable program accent (default green - reads as money) */
  --accent:#34c759;
  --accent-soft:rgba(52,199,89,0.1);
  --accent-line:rgba(52,199,89,0.32);
  --fd:'Nunito',sans-serif;--fb:'DM Sans',sans-serif;
  --r:28px;--pad:52px;
  --ease:cubic-bezier(0.16,1,0.3,1);
  --ease-back:cubic-bezier(0.34,1.56,0.64,1);
}
html{scroll-behavior:smooth;}
body{font-family:var(--fb);overflow-x:hidden;background:var(--bg);color:var(--w);}
body::before{content:'';position:fixed;inset:0;pointer-events:none;z-index:9999;opacity:0.025;
  background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  background-size:180px;}
::selection{background:var(--accent);color:#0a0a0a;}

/* ---------- STRIPE ---------- */
.stripe{display:flex;height:2px;width:100%;}
.stripe span{flex:1;}
.stripe span:nth-child(1){background:var(--cyan);}
.stripe span:nth-child(2){background:var(--red);}
.stripe span:nth-child(3){background:var(--green);}
.stripe span:nth-child(4){background:var(--yellow);}

/* ---------- SHARED ---------- */
section{padding:96px var(--pad);position:relative;}
.eyebrow{font-size:10px;letter-spacing:0.2em;text-transform:uppercase;font-weight:700;
  margin-bottom:18px;display:flex;align-items:center;gap:10px;}
.eyebrow::before{content:'';width:16px;height:1px;flex-shrink:0;}
.sec-title{font-family:var(--fd);font-size:clamp(36px,5vw,68px);font-weight:900;line-height:0.98;
  letter-spacing:-2px;margin-bottom:22px;}
.outline-dark{color:var(--bg);-webkit-text-stroke:1.5px var(--w);paint-order:stroke fill;display:block;}
.outline-light{color:var(--light);-webkit-text-stroke:2px var(--ink);paint-order:stroke fill;display:block;}
.reveal{opacity:0;transform:translateY(24px);transition:opacity 0.8s var(--ease),transform 0.8s var(--ease);}
.reveal.vis{opacity:1;transform:none;}
.d1{transition-delay:0.08s;}.d2{transition-delay:0.16s;}.d3{transition-delay:0.24s;}.d4{transition-delay:0.32s;}

/* buttons */
.btn-p{padding:16px 38px;background:var(--w);color:#0a0a0a;font-family:var(--fb);font-weight:600;
  font-size:11px;letter-spacing:0.1em;text-transform:uppercase;border:none;cursor:pointer;
  transition:all 0.3s;border-radius:9px;text-decoration:none;display:inline-flex;align-items:center;gap:10px;}
.btn-p:hover{background:var(--accent);transform:translateY(-2px);}
.btn-gd{font-size:11px;letter-spacing:0.09em;text-transform:uppercase;color:var(--w);font-weight:600;
  cursor:pointer;display:inline-flex;align-items:center;gap:10px;background:transparent;
  border:1.5px solid rgba(240,237,232,0.3);font-family:var(--fb);transition:all 0.25s;
  padding:15px 30px;border-radius:9px;text-decoration:none;}
.btn-gd:hover{color:#0a0a0a;background:var(--w);border-color:var(--w);transform:translateY(-2px);}
.arr{display:inline-block;transition:transform 0.3s var(--ease-back);}
a:hover .arr,button:hover .arr{transform:translateX(5px);}

/* ============================================================
   HERO
   ============================================================ */
.hero{min-height:100vh;display:flex;flex-direction:column;justify-content:center;
  padding:120px var(--pad) 90px;position:relative;overflow:hidden;}
.hero-glow{position:absolute;border-radius:50%;filter:blur(110px);pointer-events:none;}
.hero-glow-1{width:520px;height:520px;background:var(--accent);opacity:0.12;top:-160px;right:-120px;
  transition:background 0.5s;}
.hero-glow-2{width:380px;height:380px;background:var(--red);opacity:0.05;bottom:-80px;left:-60px;}
.hbl{position:absolute;height:1.5px;opacity:0;animation:hba 3.2s ease-out forwards;left:-15%;}
.hbl:nth-child(1){background:var(--cyan);top:20%;animation-delay:0.2s;}
.hbl:nth-child(2){background:var(--red);top:40%;animation-delay:0.5s;}
.hbl:nth-child(3){background:var(--green);top:60%;animation-delay:0.8s;}
.hbl:nth-child(4){background:var(--yellow);top:80%;animation-delay:1.1s;}
@keyframes hba{0%{opacity:0;width:0;}15%{opacity:0.9;}100%{opacity:0.06;width:130%;}}

.hero-inner{position:relative;z-index:2;max-width:1240px;margin:0 auto;width:100%;
  display:grid;grid-template-columns:1.25fr 0.75fr;gap:64px;align-items:center;}
.hero-eye{font-size:11px;letter-spacing:0.22em;text-transform:uppercase;color:var(--accent);
  margin-bottom:26px;font-weight:600;display:flex;align-items:center;gap:12px;
  opacity:0;animation:fup 0.7s 0.2s forwards;}
.hero-eye::before{content:'';width:24px;height:1px;background:var(--accent);flex-shrink:0;}
.hero-eye-dot{width:6px;height:6px;border-radius:50%;background:var(--green);animation:pulse 2s infinite;}
.hero-title{font-family:var(--fd);font-weight:900;font-size:clamp(52px,7vw,104px);line-height:0.92;
  letter-spacing:-3px;color:var(--w);margin-bottom:28px;opacity:0;animation:fup 0.9s 0.4s forwards;}
.hero-title .accent-word{color:var(--accent);transition:color 0.5s;}
.hero-sub{max-width:520px;font-size:16.5px;line-height:1.85;color:var(--gray);margin-bottom:40px;
  font-weight:300;opacity:0;animation:fup 0.9s 0.62s forwards;}
.hero-sub strong{color:var(--w);font-weight:500;}
.hero-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;
  opacity:0;animation:fup 0.9s 0.84s forwards;}
.hero-microcopy{margin-top:22px;font-size:11.5px;color:var(--gray2);letter-spacing:0.04em;
  display:flex;align-items:center;gap:8px;opacity:0;animation:fup 0.9s 1s forwards;}
.hero-microcopy::before{content:'';width:14px;height:1px;background:var(--gray2);}

/* hero payout card */
.hero-card{background:var(--bg3);border:0.5px solid #1f1f1f;border-radius:24px;padding:34px 32px;
  position:relative;overflow:hidden;opacity:0;animation:fup 1s 0.7s forwards;}
.hero-card::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;
  background:linear-gradient(90deg,var(--accent),transparent);}
.hero-card-label{font-size:10px;letter-spacing:0.18em;text-transform:uppercase;color:var(--gray2);
  font-weight:700;margin-bottom:8px;}
.hero-card-big{font-family:var(--fd);font-weight:900;font-size:64px;line-height:0.9;color:var(--w);
  letter-spacing:-2px;margin-bottom:6px;}
.hero-card-big span{color:var(--accent);transition:color 0.5s;}
.hero-card-cap{font-size:13px;color:var(--gray);font-weight:300;line-height:1.6;margin-bottom:26px;}
.hero-card-divider{height:0.5px;background:#252525;margin:0 0 22px;}
.hero-card-rows{display:flex;flex-direction:column;gap:14px;}
.hero-card-row{display:flex;justify-content:space-between;align-items:center;gap:12px;}
.hcr-k{font-size:12.5px;color:var(--gray);font-weight:300;display:flex;align-items:center;gap:9px;}
.hcr-k svg{width:15px;height:15px;color:var(--accent);flex-shrink:0;}
.hcr-v{font-size:13px;color:var(--w);font-weight:500;font-family:var(--fd);white-space:nowrap;}

@keyframes fup{from{opacity:0;transform:translateY(20px);}to{opacity:1;transform:none;}}
@keyframes pulse{0%,100%{opacity:1;transform:scale(1);}50%{opacity:0.4;transform:scale(1.5);}}

/* hero stat bar */
.hero-stats{position:absolute;bottom:36px;left:0;right:0;padding:0 var(--pad);z-index:2;
  opacity:0;animation:fup 1s 1.15s forwards;}
.hero-stats-inner{max-width:1240px;margin:0 auto;display:flex;gap:0;
  border-top:0.5px solid #1c1c1c;padding-top:24px;}
.hstat{flex:1;border-right:0.5px solid #1c1c1c;padding-right:32px;}
.hstat:last-child{border-right:none;}
.hstat-n{font-family:var(--fd);font-size:30px;font-weight:900;color:var(--w);line-height:1;}
.hstat-n span{color:var(--accent);transition:color 0.5s;}
.hstat-l{font-size:10px;letter-spacing:0.14em;text-transform:uppercase;color:var(--gray2);margin-top:7px;font-weight:500;}

/* ============================================================
   HOW IT WORKS  (graphics-forward illustrated flow)
   ============================================================ */
.how{background:var(--bg);overflow:hidden;}
.how .eyebrow{color:var(--accent);}
.how .eyebrow::before{background:var(--accent);}
.how-head{max-width:1240px;margin:0 auto 18px;}
.how-intro{max-width:560px;font-size:16px;line-height:1.8;color:var(--gray);font-weight:300;}
.how-intro strong{color:var(--w);font-weight:500;}

.how-flow{max-width:1320px;margin:54px auto 0;display:flex;align-items:stretch;gap:0;}
.flow-card{flex:1;background:var(--bg3);border:0.5px solid #1e1e1e;border-radius:22px;overflow:hidden;
  display:flex;flex-direction:column;position:relative;
  transition:transform 0.45s var(--ease-back),border-color 0.35s,background 0.35s;}
.flow-card:hover{transform:translateY(-8px);background:var(--bg4);}
.flow-card.c1:hover{border-color:rgba(0,229,255,0.32);}
.flow-card.c2:hover{border-color:rgba(255,59,48,0.32);}
.flow-card.c3:hover{border-color:rgba(52,199,89,0.32);}
.flow-card.c4:hover{border-color:rgba(255,214,10,0.4);}
.flow-card::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;opacity:0;transition:opacity 0.35s;z-index:3;}
.flow-card.c1::before{background:linear-gradient(90deg,var(--cyan),transparent);}
.flow-card.c2::before{background:linear-gradient(90deg,var(--red),transparent);}
.flow-card.c3::before{background:linear-gradient(90deg,var(--green),transparent);}
.flow-card.c4::before{background:linear-gradient(90deg,var(--yellow),transparent);}
.flow-card:hover::before{opacity:1;}

/* illustration stage */
.flow-art{position:relative;height:184px;display:flex;align-items:center;justify-content:center;
  overflow:hidden;border-bottom:0.5px solid #1e1e1e;background:
    radial-gradient(120% 120% at 50% 0%, rgba(255,255,255,0.015), transparent 60%);}
.flow-art-glow{position:absolute;width:200px;height:200px;border-radius:50%;filter:blur(60px);
  top:-40px;opacity:0.16;transition:opacity 0.4s,transform 0.5s;pointer-events:none;}
.flow-card.c1 .flow-art-glow{background:var(--cyan);}
.flow-card.c2 .flow-art-glow{background:var(--red);}
.flow-card.c3 .flow-art-glow{background:var(--green);}
.flow-card.c4 .flow-art-glow{background:var(--yellow);}
.flow-card:hover .flow-art-glow{opacity:0.3;transform:scale(1.15);}
.flow-art svg{position:relative;z-index:1;width:auto;height:148px;overflow:visible;
  transition:transform 0.5s var(--ease-back);}
.flow-card:hover .flow-art svg{transform:scale(1.04) translateY(-2px);}
.flow-art::after{content:'';position:absolute;inset:0;opacity:0.5;pointer-events:none;
  background-image:radial-gradient(rgba(255,255,255,0.05) 1px, transparent 1px);background-size:16px 16px;
  -webkit-mask-image:radial-gradient(120% 90% at 50% 30%, #000, transparent 75%);
          mask-image:radial-gradient(120% 90% at 50% 30%, #000, transparent 75%);}

/* floating value chip on the art */
.flow-chip{position:absolute;z-index:2;display:inline-flex;align-items:center;gap:6px;
  font-family:var(--fd);font-weight:900;font-size:13px;letter-spacing:-0.3px;color:#0a0a0a;
  padding:6px 12px;border-radius:100px;box-shadow:0 8px 20px rgba(0,0,0,0.35);
  animation:chipFloat 4s ease-in-out infinite;}
.flow-card.c1 .flow-chip{background:var(--cyan);top:26px;right:24px;}
.flow-card.c2 .flow-chip{background:var(--red);color:#fff;top:30px;right:22px;}
.flow-card.c3 .flow-chip{background:var(--green);color:#06220f;top:26px;right:22px;}
.flow-card.c4 .flow-chip{background:var(--yellow);bottom:26px;right:22px;top:auto;}
.flow-chip svg{width:13px;height:13px;}
@keyframes chipFloat{0%,100%{transform:translateY(0);}50%{transform:translateY(-6px);}}

/* card body */
.flow-body{padding:26px 26px 30px;display:flex;flex-direction:column;flex:1;}
.flow-meta{display:flex;align-items:center;gap:12px;margin-bottom:14px;}
.flow-badge{font-family:var(--fd);font-weight:900;font-size:13px;width:34px;height:34px;border-radius:10px;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.flow-card.c1 .flow-badge{color:var(--cyan);background:rgba(0,229,255,0.1);border:0.5px solid rgba(0,229,255,0.25);}
.flow-card.c2 .flow-badge{color:var(--red);background:rgba(255,59,48,0.1);border:0.5px solid rgba(255,59,48,0.25);}
.flow-card.c3 .flow-badge{color:var(--green);background:rgba(52,199,89,0.1);border:0.5px solid rgba(52,199,89,0.25);}
.flow-card.c4 .flow-badge{color:var(--yellow);background:rgba(255,214,10,0.12);border:0.5px solid rgba(255,214,10,0.3);}
.flow-steplabel{font-size:9.5px;letter-spacing:0.2em;text-transform:uppercase;font-weight:700;color:var(--gray2);}
.flow-title{font-family:var(--fd);font-size:21px;font-weight:900;color:var(--w);margin-bottom:9px;letter-spacing:-0.5px;}
.flow-desc{font-size:13.5px;line-height:1.7;color:var(--gray);font-weight:300;}
.flow-desc strong{color:var(--w);font-weight:500;}

/* connector arrows between cards */
.flow-arrow{flex:0 0 auto;width:50px;align-self:center;display:flex;align-items:center;justify-content:center;color:var(--gray2);}
.flow-arrow svg{width:24px;height:24px;}
.flow-arrow svg path{stroke-dasharray:5 5;animation:flowDash 1.2s linear infinite;}
@keyframes flowDash{to{stroke-dashoffset:-20;}}

/* ============================================================
   CALCULATOR
   ============================================================ */
.calc{background:var(--light);color:var(--ink);overflow:hidden;}
.calc .eyebrow{color:var(--accent);}
.calc .eyebrow::before{background:var(--accent);}
.calc .sec-title{color:var(--ink);}
.calc-head{max-width:1240px;margin:0 auto 52px;}
.calc-sub{font-size:16px;line-height:1.8;color:var(--ink3);font-weight:300;max-width:560px;}
.calc-sub strong{color:var(--ink);font-weight:500;}
.calc-wrap{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:1fr 0.85fr;gap:0;
  background:#fff;border:1px solid var(--light3);border-radius:24px;overflow:hidden;
  box-shadow:0 30px 80px rgba(0,0,0,0.08);}
.calc-controls{padding:48px 46px;border-right:1px solid var(--light3);}
.calc-ctrl{margin-bottom:42px;}
.calc-ctrl:last-child{margin-bottom:0;}
.calc-ctrl-top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px;}
.calc-ctrl-label{font-size:11px;letter-spacing:0.14em;text-transform:uppercase;font-weight:700;color:var(--ink2);}
.calc-ctrl-val{font-family:var(--fd);font-weight:900;font-size:26px;letter-spacing:-0.6px;color:var(--ink);}
.calc-ctrl-hint{font-size:12px;color:var(--ink4);font-weight:300;margin-bottom:22px;}
/* slider */
.slider{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:100px;outline:none;
  background:var(--light3);cursor:pointer;}
.slider::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;
  background:var(--ink);border:4px solid #fff;box-shadow:0 2px 10px rgba(0,0,0,0.2);cursor:pointer;
  transition:transform 0.2s,background 0.2s;}
.slider::-webkit-slider-thumb:hover{transform:scale(1.12);background:var(--accent);}
.slider::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--ink);border:4px solid #fff;
  box-shadow:0 2px 10px rgba(0,0,0,0.2);cursor:pointer;}
.slider-scale{display:flex;justify-content:space-between;margin-top:12px;font-size:10.5px;color:var(--ink4);
  letter-spacing:0.04em;font-weight:500;}
.calc-presets{display:flex;gap:8px;margin-top:18px;flex-wrap:wrap;}
.calc-preset{font-size:11px;font-weight:600;letter-spacing:0.04em;color:var(--ink3);background:var(--light);
  border:1px solid var(--light3);border-radius:100px;padding:8px 15px;cursor:pointer;
  font-family:var(--fb);transition:all 0.2s;}
.calc-preset:hover{border-color:var(--ink2);color:var(--ink);}
.calc-preset.active{background:var(--ink);border-color:var(--ink);color:#fff;}

/* result panel */
.calc-result{background:var(--ink);color:var(--light);padding:48px 44px;display:flex;flex-direction:column;
  position:relative;overflow:hidden;}
.calc-result::before{content:'';position:absolute;top:-80px;right:-80px;width:300px;height:300px;border-radius:50%;
  background:radial-gradient(circle,var(--accent-soft),transparent 70%);pointer-events:none;}
.calc-result-label{font-size:10px;letter-spacing:0.2em;text-transform:uppercase;font-weight:700;
  color:var(--gray);margin-bottom:14px;position:relative;}
.calc-result-perref{position:relative;margin-bottom:30px;}
.calc-perref-num{font-family:var(--fd);font-weight:900;font-size:34px;letter-spacing:-1px;color:var(--w);}
.calc-perref-cap{font-size:12px;color:var(--gray);font-weight:300;margin-top:2px;}
.calc-result-divider{height:0.5px;background:#2a2a28;margin-bottom:28px;position:relative;}
.calc-annual-label{font-size:10px;letter-spacing:0.2em;text-transform:uppercase;font-weight:700;
  color:var(--accent);margin-bottom:12px;position:relative;transition:color 0.5s;}
.calc-annual-num{font-family:var(--fd);font-weight:900;font-size:clamp(56px,7vw,84px);line-height:0.85;
  letter-spacing:-3px;color:var(--w);position:relative;margin-bottom:8px;}
.calc-annual-cap{font-size:13px;color:var(--gray);font-weight:300;line-height:1.6;position:relative;margin-bottom:auto;}
.calc-bars{display:flex;align-items:flex-end;gap:5px;height:48px;margin:30px 0 26px;position:relative;}
.calc-bar{flex:1;background:#2a2a28;border-radius:3px 3px 0 0;transition:height 0.5s var(--ease),background 0.3s;min-height:4px;}
.calc-bar.lit{background:var(--accent);}
.calc-result-cta{display:inline-flex;align-items:center;justify-content:center;gap:10px;
  background:var(--w);color:#0a0a0a;font-weight:600;font-size:11px;letter-spacing:0.1em;text-transform:uppercase;
  padding:15px 28px;border-radius:9px;text-decoration:none;transition:all 0.3s;position:relative;}
.calc-result-cta:hover{background:var(--accent);transform:translateY(-2px);}
.calc-disclaimer{max-width:1240px;margin:20px auto 0;font-size:11.5px;color:var(--ink4);
  font-weight:300;font-style:italic;}

/* ============================================================
   WHY REFER
   ============================================================ */
.why{background:var(--bg);}
.why .eyebrow{color:var(--green);}
.why .eyebrow::before{background:var(--green);}
.why-head{max-width:1240px;margin:0 auto 56px;}
.why-grid{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:20px;}
.why-col{background:var(--bg3);border:0.5px solid #1e1e1e;border-radius:var(--r);padding:42px 40px;position:relative;overflow:hidden;}
.why-col::before{content:'';position:absolute;top:0;left:0;right:0;height:2px;}
.why-col.yes::before{background:linear-gradient(90deg,var(--green),transparent);}
.why-col.fit::before{background:linear-gradient(90deg,var(--accent),transparent);}
.why-col-eye{font-size:10px;letter-spacing:0.18em;text-transform:uppercase;font-weight:700;margin-bottom:8px;}
.why-col.yes .why-col-eye{color:var(--green);}
.why-col.fit .why-col-eye{color:var(--accent);}
.why-col-title{font-family:var(--fd);font-size:25px;font-weight:900;color:var(--w);letter-spacing:-0.6px;margin-bottom:26px;line-height:1.05;}
.why-list{list-style:none;display:flex;flex-direction:column;gap:18px;}
.why-item{display:flex;gap:15px;align-items:flex-start;}
.why-item-icon{width:26px;height:26px;border-radius:7px;flex-shrink:0;display:flex;align-items:center;justify-content:center;margin-top:1px;}
.why-col.yes .why-item-icon{background:rgba(52,199,89,0.1);border:0.5px solid rgba(52,199,89,0.25);}
.why-col.fit .why-item-icon{background:var(--accent-soft);border:0.5px solid var(--accent-line);}
.why-item-icon svg{width:14px;height:14px;}
.why-col.yes .why-item-icon svg{color:var(--green);}
.why-col.fit .why-item-icon svg{color:var(--accent);}
.why-item-text{font-size:14px;line-height:1.65;color:var(--gray);font-weight:300;}
.why-item-text strong{color:var(--w);font-weight:500;}

/* ============================================================
   PORTAL TEASER
   ============================================================ */
.portal{background:var(--light);color:var(--ink);overflow:hidden;}
.portal .eyebrow{color:var(--accent);}
.portal .eyebrow::before{background:var(--accent);}
.portal-wrap{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:0.8fr 1.2fr;gap:64px;align-items:center;}
.portal-copy .sec-title{color:var(--ink);}
.portal-sub{font-size:16px;line-height:1.8;color:var(--ink3);font-weight:300;margin-bottom:34px;}
.portal-sub strong{color:var(--ink);font-weight:500;}
.portal-feats{display:flex;flex-direction:column;gap:18px;}
.portal-feat{display:flex;gap:14px;align-items:flex-start;}
.portal-feat-icon{width:38px;height:38px;border-radius:10px;background:var(--ink);display:flex;align-items:center;
  justify-content:center;flex-shrink:0;}
.portal-feat-icon svg{width:18px;height:18px;color:var(--light);}
.portal-feat-t{font-family:var(--fd);font-weight:800;font-size:15px;color:var(--ink);margin-bottom:3px;}
.portal-feat-d{font-size:13px;line-height:1.6;color:var(--ink3);font-weight:300;}

/* dashboard mock */
.dash{transform:perspective(1400px) rotateY(-6deg) rotateX(2deg);transition:transform 0.7s var(--ease);}
.dash:hover{transform:perspective(1400px) rotateY(0) rotateX(0);}
.dash-frame{background:#0a0a0a;border-radius:16px;overflow:hidden;box-shadow:0 40px 90px rgba(0,0,0,0.28);border:1px solid #222;}
.dash-bar{background:#141414;padding:13px 16px;display:flex;align-items:center;gap:7px;border-bottom:0.5px solid #222;}
.dash-dot{width:10px;height:10px;border-radius:50%;}
.dash-dot:nth-child(1){background:#ff5f57;}
.dash-dot:nth-child(2){background:#ffbd2e;}
.dash-dot:nth-child(3){background:#28c840;}
.dash-url{flex:1;background:#0a0a0a;border-radius:5px;padding:5px 12px;font-size:10px;color:#777;margin-left:10px;letter-spacing:0.03em;}
.dash-body{padding:26px 26px 30px;background:#0a0a0a;}
.dash-greet{font-family:var(--fd);font-weight:900;font-size:18px;color:var(--w);letter-spacing:-0.4px;margin-bottom:3px;}
.dash-greet-sub{font-size:11px;color:var(--gray);font-weight:300;margin-bottom:22px;}
.dash-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:18px;}
.dash-kpi{background:#141414;border:0.5px solid #222;border-radius:11px;padding:15px 14px;}
.dash-kpi-l{font-size:8.5px;letter-spacing:0.14em;text-transform:uppercase;color:var(--gray2);font-weight:700;margin-bottom:8px;}
.dash-kpi-n{font-family:var(--fd);font-weight:900;font-size:21px;color:var(--w);letter-spacing:-0.6px;line-height:1;}
.dash-kpi-n.accent{color:var(--accent);transition:color 0.5s;}
.dash-kpi-d{font-size:9px;color:var(--green);margin-top:6px;font-weight:500;}
.dash-code{background:#141414;border:0.5px dashed #333;border-radius:11px;padding:14px 16px;display:flex;
  align-items:center;justify-content:space-between;margin-bottom:18px;}
.dash-code-l{font-size:8.5px;letter-spacing:0.14em;text-transform:uppercase;color:var(--gray2);font-weight:700;margin-bottom:5px;}
.dash-code-v{font-family:var(--fd);font-weight:900;font-size:15px;color:var(--w);letter-spacing:1px;}
.dash-code-copy{font-size:9px;letter-spacing:0.1em;text-transform:uppercase;color:var(--accent);font-weight:700;
  border:1px solid var(--accent-line);border-radius:6px;padding:7px 12px;transition:color 0.5s,border-color 0.5s;}
.dash-prog-l{display:flex;justify-content:space-between;font-size:9px;letter-spacing:0.1em;text-transform:uppercase;
  color:var(--gray);font-weight:600;margin-bottom:8px;}
.dash-prog-track{height:8px;background:#1a1a1a;border-radius:100px;overflow:hidden;}
.dash-prog-fill{height:100%;width:62%;border-radius:100px;background:linear-gradient(90deg,var(--accent),var(--green));}

/* ============================================================
   SIGNUP FORM (multi-step)
   ============================================================ */
.apply{background:var(--bg);}
.apply .eyebrow{color:var(--accent);}
.apply .eyebrow::before{background:var(--accent);}
.apply-shell{max-width:880px;margin:0 auto;}
.apply-head{text-align:center;margin-bottom:46px;}
.apply-head .eyebrow{justify-content:center;}
.apply-sub{font-size:16px;line-height:1.8;color:var(--gray);font-weight:300;max-width:520px;margin:0 auto;}
.apply-card{background:var(--bg3);border:0.5px solid #1f1f1f;border-radius:24px;overflow:hidden;position:relative;}
.apply-progress{padding:22px 40px;border-bottom:0.5px solid #222;display:flex;align-items:center;justify-content:space-between;gap:20px;}
.apply-steps{display:flex;align-items:center;gap:0;flex:1;}
.apply-pill{display:flex;align-items:center;gap:9px;padding:0 14px;opacity:0.4;transition:opacity 0.4s;}
.apply-pill.active{opacity:1;}
.apply-pill.done{opacity:0.65;}
.apply-pill-num{font-family:var(--fd);font-weight:900;font-size:11px;width:24px;height:24px;border-radius:50%;
  border:1.5px solid var(--w);display:flex;align-items:center;justify-content:center;color:var(--w);transition:all 0.3s;}
.apply-pill.active .apply-pill-num{background:var(--accent);border-color:var(--accent);color:#0a0a0a;}
.apply-pill.done .apply-pill-num{background:#2a2a28;border-color:#2a2a28;color:var(--w);}
.apply-pill-label{font-size:10.5px;letter-spacing:0.08em;text-transform:uppercase;font-weight:600;color:var(--w);white-space:nowrap;}
.apply-connector{width:26px;height:1px;background:#333;flex-shrink:0;}
.apply-counter{font-family:var(--fd);font-weight:900;font-size:13px;color:var(--gray);flex-shrink:0;}
.apply-counter span{color:var(--w);}

.apply-step{display:none;padding:48px 46px 52px;}
.apply-step.active{display:block;animation:stepIn 0.5s var(--ease) forwards;}
@keyframes stepIn{from{opacity:0;transform:translateY(18px);}to{opacity:1;transform:none;}}
.apply-step-q{font-family:var(--fd);font-weight:900;font-size:clamp(28px,3.4vw,40px);letter-spacing:-1.2px;
  line-height:1;color:var(--w);margin-bottom:12px;}
.apply-step-hint{font-size:14.5px;line-height:1.7;color:var(--gray);font-weight:300;margin-bottom:34px;max-width:520px;}
.apply-step-hint strong{color:var(--w);font-weight:500;}

.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:18px;}
.form-group{display:flex;flex-direction:column;gap:9px;margin-bottom:18px;}
.form-group:last-child{margin-bottom:0;}
.form-label{font-size:11px;letter-spacing:0.13em;text-transform:uppercase;font-weight:700;color:var(--gray);}
.form-input,.form-textarea{background:var(--bg);border:1.5px solid #2a2a28;border-radius:10px;padding:15px 18px;
  font-size:14px;font-family:var(--fb);color:var(--w);transition:border-color 0.25s,box-shadow 0.25s;outline:none;width:100%;}
.form-input::placeholder,.form-textarea::placeholder{color:var(--gray2);}
.form-input:focus,.form-textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft);}
.form-textarea{resize:vertical;min-height:110px;line-height:1.7;}
.form-err{font-size:11.5px;color:var(--red);font-weight:500;margin-top:2px;display:none;}
.form-group.invalid .form-err{display:block;}
.form-group.invalid .form-input,.form-group.invalid .form-textarea{border-color:var(--red);}

.chip-grid{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:6px;}
.chip{padding:11px 18px;border-radius:100px;border:1.5px solid #2a2a28;background:var(--bg);font-size:12.5px;
  font-weight:600;color:var(--gray);cursor:pointer;transition:all 0.22s;font-family:var(--fb);letter-spacing:0.02em;}
.chip:hover{border-color:#444;color:var(--w);transform:translateY(-1px);}
.chip.selected{background:var(--accent);border-color:var(--accent);color:#0a0a0a;}

.apply-actions{display:flex;align-items:center;gap:14px;margin-top:34px;}
.apply-btn{display:inline-flex;align-items:center;gap:11px;background:var(--w);color:#0a0a0a;font-family:var(--fb);
  font-weight:600;font-size:12px;letter-spacing:0.1em;text-transform:uppercase;padding:16px 36px;border-radius:10px;
  border:none;cursor:pointer;transition:all 0.3s;}
.apply-btn:hover{background:var(--accent);transform:translateY(-2px);}
.apply-btn:disabled{opacity:0.6;cursor:not-allowed;transform:none;}
.apply-btn svg{width:14px;height:14px;}
.apply-back{display:inline-flex;align-items:center;gap:8px;font-size:11px;letter-spacing:0.1em;text-transform:uppercase;
  font-weight:600;color:var(--gray);cursor:pointer;background:none;border:none;font-family:var(--fb);transition:color 0.2s,gap 0.25s;}
.apply-back:hover{color:var(--w);gap:11px;}
.apply-back svg{width:13px;height:13px;}

/* success */
.apply-success{display:none;padding:60px 46px 64px;text-align:center;}
.apply-success.active{display:block;animation:stepIn 0.5s var(--ease) forwards;}
.success-check{width:78px;height:78px;border-radius:50%;background:var(--green);display:flex;align-items:center;
  justify-content:center;margin:0 auto 30px;}
.success-check svg{width:34px;height:34px;color:#0a0a0a;}
.success-h{font-family:var(--fd);font-weight:900;font-size:clamp(34px,4.5vw,52px);letter-spacing:-1.5px;
  line-height:0.95;color:var(--w);margin-bottom:18px;}
.success-sub{font-size:15px;line-height:1.8;color:var(--gray);font-weight:300;max-width:460px;margin:0 auto 34px;}
.success-sub strong{color:var(--w);font-weight:500;}
.success-code-box{background:var(--bg);border:0.5px dashed #333;border-radius:14px;padding:24px 28px;max-width:380px;margin:0 auto 30px;}
.success-code-l{font-size:10px;letter-spacing:0.16em;text-transform:uppercase;color:var(--gray2);font-weight:700;margin-bottom:10px;}
.success-code-v{font-family:var(--fd);font-weight:900;font-size:30px;color:var(--accent);letter-spacing:2px;transition:color 0.5s;}
.success-code-note{font-size:11.5px;color:var(--gray);font-weight:300;margin-top:10px;}
.success-meta{display:flex;gap:24px;justify-content:center;flex-wrap:wrap;}
.success-meta-item{display:flex;align-items:center;gap:8px;font-size:11px;color:var(--gray);letter-spacing:0.06em;
  text-transform:uppercase;font-weight:600;}
.success-meta-dot{width:6px;height:6px;border-radius:50%;}

/* ============================================================
   FAQ
   ============================================================ */
.faq{background:var(--light);color:var(--ink);}
.faq .eyebrow{color:var(--accent);}
.faq .eyebrow::before{background:var(--accent);}
.faq-wrap{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:0.7fr 1.3fr;gap:64px;align-items:start;}
.faq-head .sec-title{color:var(--ink);}
.faq-head-sub{font-size:15px;line-height:1.8;color:var(--ink3);font-weight:300;margin-bottom:26px;}
.faq-contact{display:inline-flex;align-items:center;gap:9px;font-size:11px;letter-spacing:0.1em;text-transform:uppercase;
  font-weight:700;color:var(--ink);text-decoration:none;border:1.5px solid var(--ink);padding:13px 24px;border-radius:9px;transition:all 0.25s;}
.faq-contact:hover{background:var(--ink);color:var(--light);}
.faq-list{display:flex;flex-direction:column;}
.faq-item{border-bottom:1px solid var(--light3);}
.faq-item:first-child{border-top:1px solid var(--light3);}
.faq-q{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 0;cursor:pointer;}
.faq-q-text{font-family:var(--fd);font-weight:800;font-size:17px;color:var(--ink);letter-spacing:-0.3px;}
.faq-toggle{width:26px;height:26px;border:1.5px solid var(--ink3);border-radius:50%;flex-shrink:0;position:relative;transition:all 0.3s;}
.faq-toggle::before,.faq-toggle::after{content:'';position:absolute;background:var(--ink);top:50%;left:50%;transform:translate(-50%,-50%);transition:opacity 0.3s,transform 0.3s;}
.faq-toggle::before{width:11px;height:1.5px;}
.faq-toggle::after{width:1.5px;height:11px;}
.faq-item.open .faq-toggle{background:var(--ink);border-color:var(--ink);}
.faq-item.open .faq-toggle::before{background:var(--light);}
.faq-item.open .faq-toggle::after{opacity:0;transform:translate(-50%,-50%) rotate(90deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height 0.4s var(--ease);}
.faq-a-inner{padding:0 0 26px;font-size:14.5px;line-height:1.8;color:var(--ink3);font-weight:300;max-width:620px;}
.faq-a-inner strong{color:var(--ink);font-weight:500;}

/* ============================================================
   FINAL CTA
   ============================================================ */
.final{background:var(--bg);padding:130px var(--pad);text-align:center;position:relative;overflow:hidden;}
.final-glow{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:760px;height:380px;
  background:radial-gradient(ellipse,var(--accent-soft),transparent 65%);pointer-events:none;animation:gp 5s ease-in-out infinite;}
@keyframes gp{0%,100%{opacity:0.6;}50%{opacity:1;}}
.final-inner{position:relative;z-index:1;max-width:820px;margin:0 auto;}
.final-eye{font-size:11px;letter-spacing:0.22em;text-transform:uppercase;color:var(--accent);font-weight:600;
  margin-bottom:22px;transition:color 0.5s;}
.final-title{font-family:var(--fd);font-weight:900;font-size:clamp(42px,7vw,90px);letter-spacing:-3px;line-height:0.9;
  color:var(--w);margin-bottom:26px;}
.final-sub{font-size:16px;color:var(--gray);font-weight:300;line-height:1.8;max-width:480px;margin:0 auto 40px;}
.final-actions{display:flex;gap:14px;justify-content:center;align-items:center;flex-wrap:wrap;}
.final-note{margin-top:24px;font-size:11.5px;color:var(--gray2);letter-spacing:0.06em;}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media(max-width:1024px){
  :root{--pad:32px;}
  .hero-inner{grid-template-columns:1fr;gap:44px;}
  .hero-card{max-width:440px;}
  .calc-wrap{grid-template-columns:1fr;}
  .calc-controls{border-right:none;border-bottom:1px solid var(--light3);}
  .portal-wrap{grid-template-columns:1fr;gap:44px;}
  .dash{transform:none;}
  .faq-wrap{grid-template-columns:1fr;gap:36px;}
  .how-flow{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
  .flow-arrow{display:none;}
}
@media(max-width:768px){
  :root{--pad:20px;}
  section{padding:60px var(--pad);}
  .hero{padding:116px var(--pad) 72px;min-height:auto;}
  .hero-inner{gap:36px;}
  .hero-title{font-size:clamp(40px,11vw,72px);letter-spacing:-1px;line-height:0.95;}
  .hero-sub{font-size:15.5px;margin-bottom:32px;}
  .hero-card{max-width:none;padding:30px 26px;}
  .hero-card-big{font-size:clamp(48px,15vw,64px);}
  .how-flow{display:flex;flex-direction:column;}
  .flow-card{flex:none;}
  .flow-art{height:170px;}
  .flow-arrow{display:flex;width:100%;height:42px;transform:rotate(90deg);}
  .why-grid{grid-template-columns:1fr;}
  .apply-progress{padding:16px 20px;}
  .apply-pill{padding:0 8px;}
  .apply-pill-label{display:none;}
  .apply-pill.active .apply-pill-label{display:inline;}
  .apply-connector{width:18px;}
  .apply-step{padding:32px 22px 38px;}
  .apply-head{margin-bottom:36px;}
  .form-row{grid-template-columns:1fr;gap:0;}
  .calc-head{margin-bottom:40px;}
  .calc-controls,.calc-result{padding:32px 24px;}
  .calc-ctrl{margin-bottom:34px;}
  .calc-annual-num{font-size:clamp(48px,15vw,72px);}
  .apply-actions{flex-direction:column-reverse;align-items:stretch;gap:12px;}
  .apply-btn{justify-content:center;}
  .apply-back{justify-content:center;padding:6px;}
  .portal-feats{gap:14px;}
  .dash-body{padding:20px 18px 24px;}
  .dash-kpis{gap:7px;}
  .dash-kpi{padding:12px 11px;}
  .dash-kpi-n{font-size:18px;}
  .faq-q-text{font-size:16px;}
}
@media(max-width:430px){
  .hero-title{font-size:clamp(36px,10.5vw,52px);}
  .hero-actions{flex-direction:column;align-items:stretch;width:100%;}
  .hero-actions .btn-p,.hero-actions .btn-gd{justify-content:center;width:100%;}
  .final-actions{flex-direction:column;align-items:stretch;width:100%;}
  .final-actions .btn-p,.final-actions .btn-gd{justify-content:center;width:100%;}
  .dash-kpis{grid-template-columns:1fr 1fr;}
  .dash-kpi:last-child{grid-column:span 2;}
  .calc-preset{flex:1;text-align:center;}
}
@media(prefers-reduced-motion:reduce){
  *{animation-duration:0.01ms !important;animation-delay:0ms !important;}
  .reveal{opacity:1 !important;transform:none !important;transition:none !important;}
  .hero-eye,.hero-title,.hero-sub,.hero-actions,.hero-microcopy,.hero-card,.hero-stats{
    opacity:1 !important;animation:none !important;}
  .hbl,.final-glow{animation:none !important;}
}